1. Overview
This document (Privacy Policy) sets out how NestIQ Holdings Limited collects, uses, discloses and protects your personal data. It applies to your use of the NestIQ Wealth platform (the "Service") operated by NestIQ Holdings Limited ("NestIQ", "we", "us").
2. Acceptance
By creating an account or continuing to use the Service you confirm that you have read, understood and agreed to be bound by this document as in force from time to time.
3. Scope
This document forms part of a wider legal framework that includes the Terms of Service, Privacy Policy, Cookie Policy, AI Disclaimer, Financial Disclaimer and Risk Warning. Where any of those documents apply, they should be read together.
4. Data We Collect
- Account data — name, email, authentication identifiers.
- Portfolio data — properties, mortgages, valuations, goals and any other financial details you enter.
- Usage data — interactions with the Service, device, browser, IP address.
- Support data — messages you send to our support and legal channels.
5. Legal Bases
We process personal data on the bases of contract performance, legitimate interests, consent (for marketing and non-essential cookies) and legal obligation.
6. Retention
We retain account and portfolio data for the life of your account plus a limited period afterwards for legal, tax and accounting obligations. Deletion timelines are set out in the Delete Account workflow.
7. Sharing
We share personal data only with vetted processors (cloud hosting, analytics, AI providers) under written data-processing terms, and with authorities where required by law.
8. International Transfers
Where personal data is transferred outside the UK/EEA we rely on the UK IDTA or Standard Contractual Clauses with appropriate supplementary measures.
9. Your Rights
You have the right to access, rectify, erase, restrict, object and port your personal data. Requests can be submitted from Settings → Data Requests, or by email to nestiqholdings@outlook.com.
10. Security
We employ administrative, technical and organisational safeguards including encryption in transit and at rest, role-based access controls and continuous monitoring.
Governing Law
This document is governed by the laws of England and Wales. Any disputes are subject to the exclusive jurisdiction of the courts of England and Wales, save where applicable consumer law provides otherwise.
Contact
Questions relating to this document should be sent to nestiqholdings@outlook.com.

