Terms of Service

This document (Terms of Service) sets out the terms on which you may access and use NestIQ Wealth. It applies to your use of the NestIQ Wealth platform (the "Service") operated by NestIQ Holdings Limited ("NestIQ", "we", "us").

By creating an account or continuing to use the Service you confirm that you have read, understood and agreed to be bound by this document as in force from time to time.

This document forms part of a wider legal framework that includes the Terms of Service, Privacy Policy, Cookie Policy, AI Disclaimer, Financial Disclaimer and Risk Warning. Where any of those documents apply, they should be read together.

You must be at least 18 years old and legally able to enter into a binding contract to use the Service.

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorised use.

You agree not to: (a) use the Service unlawfully; (b) attempt to gain unauthorised access; (c) reverse-engineer, scrape or resell the Service; (d) upload content that infringes third-party rights.

Paid tiers renew automatically on the stated interval unless cancelled. Charges are non-refundable except where required by law. Refund, billing, cancellation and auto-renewal specifics are set out in the Subscription Terms.

All software, content and branding within the Service remain the property of NestIQ Holdings Limited or its licensors. You are granted a limited, revocable, non-exclusive licence to use the Service for personal or internal business purposes.

Analytical outputs, projections and AI-generated commentary produced by the Service are illustrative only. See the AI Disclaimer and Financial Disclaimer for the scope of what the Service does and does not do.

We may suspend or terminate your account for material breach, suspected fraud or where required by law. You may terminate at any time from Settings → Delete Account.

To the maximum extent permitted by law, NestIQ Holdings Limited is not liable for indirect or consequential losses, loss of profit, loss of investment opportunity, or losses arising from decisions taken in reliance on the Service.

We may update these Terms from time to time. Material changes will require your re-acceptance before continued use.

This document is governed by the laws of England and Wales. Any disputes are subject to the exclusive jurisdiction of the courts of England and Wales, save where applicable consumer law provides otherwise.

Questions relating to this document should be sent to nestiqholdings@outlook.com.